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鹿鼎记陈小春版

从“不敢帮”到“放心帮” “邻里互助”保险给善意加上“安全锁”_我的网站

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A Chinese PLA Air Force J-16 fighter jet is being refueled in mid-air by a YY-20A aerial refueling aircraft during an intercontinental deployment to Egypt for the Eagles of Civilization 2026 joint training in August 2026. Photo: official WeChat account of the PLA Air Force Multiple types of aircraft and personnel from the Chinese People's Liberation Army (PLA) Air Force participating in the China-Egypt Eagles of Civilization 2026 joint training arrived at an air base in Egypt early Friday morning after an intercontinental deployment, according to an official release from the PLA Air Force.
Notably, the exercise marks the first time China's J-16 heavy fighter jets have traveled to Africa for the China-Egypt joint training.
The joint training marks the second such exercise between the two air forces. The PLA Air Force has deployed multiple types of aircraft in an integrated and systematic formation, including fighter jets, aerial refueling aircraft, special-mission aircraft and helicopters, according to the PLA Air Force.
A video attached to the PLA Air Force release, filmed through the window of a YY-20A aerial refueling aircraft, showed a Chinese J-16 fighter jet being refueled in mid-air. Another scene showed that the YY-20A hosted in-flight refueling for two J-16s at the same time. According to the release, the aerial refueling took place en route to Egypt.
The growing types of more capable aircraft deployed in the China-Egypt joint training highlighted the PLA Air Force's capabilities to carry out rapid intercontinental strategic deployments of tactical aircraft, also demonstrating its strong overseas strategic deployment capabilities, Song Zhongping, a Chinese military affairs expert, told the Global Times on Friday.
Song said that the J-16 heavy fighter jets' first participation in the China-Egypt joint air force training marks an upgrade from last year's deployment of medium-sized J-10Cs in the drill, reflecting broader and more advanced overseas training by the Chinese Air Force.
As a mainstay heavy fighter, the J-16 also gains valuable experience operating in unfamiliar environments, while also reflecting efforts to expose more frontline aircraft to different geographical, climatic and operational conditions through overseas joint training, the expert noted.
Unlike the J-10C, which focuses more on air superiority, the J-16 is more capable in terms of striking ground and maritime targets and carrying a heavier weapons load. Its participation could therefore expand the training to more complex multirole combat scenarios, Song said.
The PLA Air Force formation traveled more than 6,000 kilometers across two continents and four countries during a nearly nine-hour flight to Egypt. Upon arrival, personnel quickly unloaded supplies, organized equipment and carried out coordination work to prepare for training flights, according to the PLA Air Force.
The cross-border integrated deployment and rapid loading and unloading operations tested the PLA Air Force's long-range projection, agile deployment and system-of-systems operational capabilities, the release said.
A member of the PLA Air Force said that during the deployment, the aerial refueling aircraft not only carried out mid-air refueling missions but also served as an airborne command node.
The Chinese Air Force's participation in joint training in Egypt for two consecutive years with a system of forces showed that long-range overseas training is moving from capability validation toward greater maturity and normalization, Song said.
This also reflects China's progress in building a strategic air force and extending its ability to safeguard its overseas interests, while showcasing the military confidence of China as a responsible major country, Song noted.
The Chinese and Egyptian air forces will hold Eagles of Civilization 2026 joint training in Egypt from mid-August to early September. The training will focus on subjects including air combat tactics, air superiority operations, and combat search and rescue, and will include force employment drills, the Chinese defense ministry said.
Recently, the PLA Air Force has participated in a series of joint exercises and training activities. In August, the Air Force has announced joint training with four countries - Belarus, Thailand, Egypt and the UAE.
Following the completion of China-Thailand Falcon Strike 2026 joint air force training on Thursday, the PLA Air Force is set to kick off the "Falcon Shield 2026" joint training with the United Arab Emirates (UAE) in Hotan, Northwest China's Xinjiang Uygur Autonomous Region, according to the Chinese defense ministry.
Meanwhile, the PLA Air Force announced on Thursday that the China-Belarus Swift Eagle 2026 airborne joint training, which opened at a PLA Air Force training center on August 12, entered its comprehensive exercise phase on Wednesday.
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二 | “互助员上门服务万一出了意外怎么办？”“低偿收费后，责任怎么算？”……近日，西湖区文新街道与人保财险西湖支公司正式签署“邻里互助”保险服务协议，困扰邻里互助员和社区许久的“心病”有了制度性“解药”，标志着文新街道在探索可持续低偿邻里互助养老模式上，迈出了关键一步。双重顾虑挡住了邻里善意的脚步文新街道的低偿邻里互助探索，起步于今年5月。彼时，德加社区率先试水“物业牵头、双轨定价”模式。送餐5元一次、洗衣晾晒10元一次……明码标价让邻里间的帮忙从“人情债”变成了“明白账”，低偿邻里互助模式很快在街道15个社区全面铺开。短短三个月，文新街道已挖掘邻里互助员320名，累计完成互助服务近千次。这本惠及老人的“明白账”让求助不再碍于面子，然而新的堵点却冒了出来。

三 | “陪诊时老人摔了跤，责任算谁的？”“上门帮忙碰坏了东西，要不要赔？”……在低偿邻里互助推进过程中，这样的疑问反复出现。为了厘清服务中的权责问题，文新街道想到了一个破题抓手——引入专业保险机构力量。文新街道主要负责人主动找到人保财险西湖支公司，提出为低偿邻里互助配套专属保险的需求。在详细了解低偿邻里互助的模式和运行情况后，人保财险西湖支公司总经理助理苏畅归纳出其中的双重顾虑：志愿者不敢参与，怕担责；老人和家属怕出事，担心没兜底。

四 | “说到底，就是缺一套能兜底的风险方案。”苏畅说，没有这道防线，再多的热心也会被“万一”两个字挡在门外，这正是低偿邻里互助深化过程中绕不开的一道坎。一份保单补上创新背后的保障空白有了专业保险机构的助力，文新街道以“居民自发自治、街道统筹托底”为核心原则，专门划拨民生专项资金，为全街道在册互助员和老年服务对象统一投保。这份定制保单的保障对象覆盖服务的“两端”，同时纳入提供帮助的互助员和接受服务的老年人，保障范围覆盖了人身意外伤害、财产损毁、第三方责任等邻里互助场景中的高频风险。“传统保险对责任不清的纠纷通常不承保或理赔很难，我们这次专门嵌入了社会矛盾纠纷条款，对基层治理中责任难以认定的情况进行兜底，这也是人保财险在杭州推出的第一份针对低偿邻里互助场景制定的专属保单。”苏畅表示，作为国企，人保财险西湖支公司愿意与街道共同参与养老服务创新场景的探索，是出于参与基层治理的社会责任感，也是对国家金融监督管理总局浙江监管局发布的《“保险+社区”居家养老服务共建计划（2025-2027年）》的一次实践落地。根据文新街道与人保财险西湖支公司的共建计划，人保财险的专业力量将纳入社区助老梯队，配合完善重点老人台账；依托社区居家养老服务中心，常态化开展反诈宣传、金融安全科普和普惠保险咨询；同时为社区开通理赔绿色通道，提供上门协赔、快速理赔等一站式服务。有了兜底，互助员的底气明显足了。“以前上门难免有顾虑，现在有保险托着，敢放开手脚帮老邻居了。”德加社区互助员裴浙江在签约现场说。